Small Business &
Smart Financing Solutions for start ups, small businesses & full blown enterprises.
"The B-500 Credit Line saved my business & helped me buy the new equipment we needed to scale up."
~ Michael, Restauranteur
Credit Line Mortgage
Unlock the Equity in your Commercial Property to invest in your business, renovate your property, and more!
Real Estate Financing
Lines of Credit
Business 500 Home Equity Credit Line
Use the Equity in Your Home to Power Your Business
Business Owners can Qualify for up to $500,000 Credit Line Using the Equity In their Homes.
Designed for Business Owners who Declare Low Personal Income
No Financials or Personal Income Tax Documents Required
Credit Line Can Also Be Secured with an Investment Property
START-UP Financing Program Available
No Monthly Fees / No Annual Fees
Approval Limit and Rate based on Business Bank Statements,
Fixed Interest Rates range from 4.99% to 9.99%
Senior (CHIP) Mortgages
Use Your Home to Fund Your Retirement and Receive Tax Free Monthly Income
You took care of your home for 30 years, now let it take care of you. Unlock some of the earned equity in your home to help subsidize your lifestyle & live your best life now.
It's your turn. You've earned it.
Access up to 55% of the Value of Your Home.
No Monthly Mortgage Payments Required!
No Income or Credit Score Needed
Receive TAX FREE Lump Sum or Monthly Income
Only Pay Back Mortgage when Home is Sold*
Use Funds For Anything: Debt, Vacation, Second Home, etc..
Rates range from 4.95% to 6.95% APR
The REALTOR® Home Equityline VISA
Qualify for 4X More Than You Would at a Bank!
Licensed REALTORS Qualify for up to $500,000
Only Credit Line that Accepts 100% of Commission Income
Only Credit Line that can be Registered on a Rental Property
Earn 1% Cash Back on All Purchases
Monthly Payments only on Credit Used*
21-Day Interest Free Period on Purchases
Rates Start at Just 4.99% to 9.99%
No Annual Fee, No Monthly Fee
A few years ago, there were essentially only 2 Mortgage Rates that were offered:
High Ratio OR Conventional.
These days most banks & lenders have at least 20 different rates at any given time based on your income, debt service ratio, etc. We provide our clients with complete
Mortgage & Financing Solutions that are tailored to their goals and lifestyle.
We rate shop for you, and represent you in the deal. We've built relationships with more than
50 Canadian Banks & Lenders, which means lower rates & faster approvals for our clients.
We often encourage potential clients to go to their banks, ask them to give you their absolute best offer, and then give us a call.
Remember, banks are trying to sell you their most profitable product. They work in the interest of their shareholders and sales quotas. WE WORK FOR YOU.
Buy or Sell Your Commercial Listing with Pre-Approved Financing.
80% of Commercial Real Estate Purchases hinge on the Property being Approved for Financing.
Remove this barrier by including:
A Pre-Approved Mortgage RIGHT IN YOUR MLS LISTING DETAILS.
Selling? Gain a competitive advantage by including Financing in your Commercial Listing.
REALTORS® close more deals & book more showings when their Listings include Financing.
Buying? Make your offer more appealing by "waiving Financing".
For any inquiries, questions, or financial advice please call 416.879.7777 or fill out the following form:
West Liberty Financial is located @
25 Scarsdale Rd, Unit 12, Toronto, ON. M3B 2R2
Looking for an expert to talk about mortgages, real estate, or other financial issues? Send us a quick note!