It's your turn. Live your best life now.

What would you do with an extra $2,000* a month?

That's right. Anything you want.

*Actual monthly amount may be higher or lower than $2,000.

Let Your Home Take Care Of You.

You've taken care of your home for decades, now let it take care of you. Turn some of your home's equity into income that you can use to:


  • take trips & experience the world

  • pay for medical or home care needs

  • help your children or grandchildren purchase their first home

  • purchase a vacation home close by or abroad

The First Step Towards a Stress Free Tomorrow.

  • Get Up To 55% Of The Value Of Your Home.

  • Choose One Lump Sum OR Monthly Instalments.

  • Don't pay back anything until you sell your home.

  • Retain Home Ownership. ALWAYS.

  • CHIP Income is Tax Free.

  • CARP Approved & CARP Recommended

  • 94% of Clients Recommend this Product to Others.

Already Been Approved? 

A few things to consider before you sign on the dotted line...


There's More Than Just a Rate

There are so many other aspects to a mortgage that have nothing to do with rates like portability & penalties.

Triple Check the Fine Print

We've seen it time and time again: clients getting sold a mortgage that locks them in, has huge penalties, or


Banks Sell Products

Banks work in the best interest of their shareholders & sales quotas. 

We work in YOUR best interest.


Some advice? Get a professional second opinion.

If you have a commitment, we'll have a look and let you know if it's a good deal. Free of charge.

Apply Online

Thank you - one of our agents will be in touch within 1 business day.


Retire in the home you love with The CHIP Reverse Mortgage.

You worked hard to become a homeowners, and it’s important to us that we keep it that way. With a CHIP Seniors Mortgage, you always maintain control of your home. In other words, you will never be forced to sell or move as a result of changing home values or earning power (remember, there are no monthly mortgage payments). 


Take a look at what other Canadians have to think: