top of page

It's your turn. Live your best life now.

What would you do with an extra $2,000* a month?

That's right. Anything you want.

*Actual monthly amount may be higher or lower than $2,000.

Let Your Home Take Care Of You.

You've taken care of your home for decades, now let it take care of you. Turn some of your home's equity into income that you can use to:


  • take trips & experience the world

  • pay for medical or home care needs

  • help your children or grandchildren purchase their first home

  • purchase a vacation home close by or abroad

The First Step Towards a Stress Free Tomorrow.

  • Get Up To 55% Of The Value Of Your Home.

  • Choose One Lump Sum OR Monthly Instalments.

  • Don't pay back anything until you sell your home.

  • Retain Home Ownership. ALWAYS.

  • CHIP Income is Tax Free.

  • CARP Approved & CARP Recommended

  • 94% of Clients Recommend this Product to Others.

Already Been Approved? 

A few things to consider before you sign on the dotted line...


There's More Than Just a Rate

There are so many other aspects to a mortgage that have nothing to do with rates like portability & penalties.

Triple Check the Fine Print

We've seen it time and time again: clients getting sold a mortgage that locks them in, has huge penalties, or


Banks Sell Products

Banks work in the best interest of their shareholders & sales quotas. 

We work in YOUR best interest.


Some advice? Get a professional second opinion.

If you have a commitment, we'll have a look and let you know if it's a good deal. Free of charge.

Apply Online

Thank you - one of our agents will be in touch within 1 business day.


Retire in the home you love with The CHIP Reverse Mortgage.

You worked hard to become a homeowners, and it’s important to us that we keep it that way. With a CHIP Seniors Mortgage, you always maintain control of your home. In other words, you will never be forced to sell or move as a result of changing home values or earning power (remember, there are no monthly mortgage payments). 


Take a look at what other Canadians have to think: 

All Videos

All Videos

All Videos
CHIP Reverse Mortgage Testimonials - Reduce Financial Stress

CHIP Reverse Mortgage Testimonials - Reduce Financial Stress

Play Video
CHIP Reverse Mortgage Testimonial - Improved Lifestyle

CHIP Reverse Mortgage Testimonial - Improved Lifestyle

Play Video
CHIP Reverse Mortgage Testimonial - Retirement Your Way

CHIP Reverse Mortgage Testimonial - Retirement Your Way

Play Video    840 Pape Ave, East York, ON M4K 3T6    Mortgage Broker #M08005291    Syndicate Mortgages BL #10846

Fine Print: Maximum 65% LTV for EquityLine Visa, maximum 80% LTV for EquityLine Visa and 1st mortgage combined. Rates are subject to change at any time. Each mortgage application is subject to approval based on its merits in accordance with Home Trust’s policies and guidelines. Lender Fee 1.0% - 3.0% dependant on loan to value and client credit score.

® Registered trademark of Home Trust Company. * Visa Int./Home Trust Company, Licensed user of mark. The rate used to calculate the GDS and TDS ratios for all mortgages will be the greater of the contractual mortgage rate or EquityLine Visa rate (offer rate) plus 2% or the five-year benchmark rate published weekly by the Bank of Canada. Non-conventional mortgage applicants must also qualify for mortgage insurance and are responsible for the insurance premiums.

bottom of page